Financial Calculators

Plan your financial future with our comprehensive calculators

SIP Calculator

Calculate returns on your Systematic Investment Plan

Investment Summary

Total Investment ₹6,00,000
Expected Returns ₹5,61,695
Maturity Value ₹11,61,695

*Mutual fund investments are subject to market risks. Calculations are illustrative based on assumptions.

Lumpsum Calculator

Calculate returns on your one-time investment

Investment Summary

Total Investment ₹1,00,000
Expected Returns ₹2,10,585
Maturity Value ₹3,10,585

*Mutual fund investments are subject to market risks. Calculations are illustrative based on assumptions.

Goal Calculator

Plan monthly investments to reach your financial goal

Required Investment

Target Goal ₹50,00,000
Total to Invest ₹17,83,676
Monthly SIP Required ₹9,909

*Systematic investments help compound your savings systematically towards goals.

Child Education Calculator

Plan and save for your child's education expenses

Planning Summary

Future Education Cost ₹54,39,247
Total Investment ₹22,79,694
Time to Save 13 years
Monthly SIP Required ₹14,613

*Higher education inflation in India typically runs at 8-10% annually.

Retirement Calculator

Plan your retirement corpus for a financially secure future

Retirement Plan

Corpus Needed ₹17,84,80,401
Total Investment ₹1,83,84,436
Years to Save 30 years
Monthly SIP Required ₹51,068

*Calculated based on real post-retirement returns adjusted for medical and lifestyle inflation.

Human Life Value Calculator

Calculate your human life value for adequate insurance coverage

Life Value Summary

Total Savings Capacity ₹90,00,000
Future Value ₹2,37,17,456
Human Life Value ₹41,29,449

This is the recommended life insurance coverage to protect your family's financial future.

Marriage Planning Calculator

Plan and save for your dream wedding

Wedding Plan

Future Marriage Cost ₹19,67,151
Total Investment ₹10,26,167
Expected Returns ₹9,40,984
Monthly SIP Required ₹8,551

*Inflation accounts for rising jewelry, hospitality, and celebration costs.

Step-up SIP Calculator

Calculate returns on your SIP with annual step-up increases

Investment Summary

Total Investment ₹9,56,245
Expected Returns ₹7,14,213
Maturity Value ₹16,70,459

*Step-up SIP mirrors your annual salary hikes and dramatically accelerates compounding.

SWP Calculator

Calculate sustainable withdrawals from your investment corpus

Withdrawal Summary

Initial Corpus ₹10,00,000
Total Withdrawn ₹18,00,000
Remaining Corpus ₹10,00,000

*SWP offers tax-efficient regular income ideal for post-retirement or cash flow needs.

Inflation-Adjusted SWP Calculator

Calculate withdrawals that increase with inflation every year

Inflation SWP Summary

Initial Corpus ₹25,00,000
Total Withdrawn ₹41,89,680
Final Year Monthly Payout ₹33,965
Remaining Corpus ₹14,20,500

*Protects your real purchasing power throughout retirement against persistent inflation.

Cost of Delay Calculator

See the financial cost of delaying your investments

Delay Impact

Value if Started Today ₹25,22,880
Value if Delayed ₹15,44,545
Total Wealth Lost by Delaying ₹9,78,335

*Time in the market beats timing the market. Starting early gives compounding room to multiply.

Reverse SIP Calculator

Find out what monthly SIP is required for any target amount and tenure

Reverse SIP Plan

Target Amount ₹25,00,000
Total Investment Needed ₹12,91,260
Total Wealth Growth ₹12,08,740
Required Monthly SIP ₹10,761

*Reverse planning transforms vague ambitions into exact monthly milestones.

SIP vs Lumpsum Calculator

Compare wealth creation between regular SIP vs one-time lumpsum investment

Strategy Comparison

SIP Maturity Value ₹11,61,695
Lumpsum Maturity Value ₹3,10,585
Comparison Result SIP creates ₹8,51,110 more

*SIP balances market volatility through Rupee Cost Averaging, while lumpsum benefits from full upfront market exposure.